Welcome to PATRON Financial Advice

Main content area

Category archives: Articles

Home Loans and Additional Repayments

Why Make Additional Repayments?

The ability to make additional repayments on a home loan is an important consideration for anyone taking a loan as regular additional repayments have the potential to save thousands of dollars over the life of your …

Tagged , , | Leave a comment

The curse of the GINA: the more you earn, the less you end up with

If you are aged between 25 and 45, earn a good income, but are still renting and have no assets of any real value, you could well be a GINA, as in Good Income, No Assets.

So you’re not saving …

Tagged , , , | Leave a comment

Estate planning – don’t leave it until it’s too late

Estate planning is simple way of ensuring that your estate is passed onto your beneficiaries in the most financially efficient and tax effective way.

Estate planning has two main aims:

  1. to avoid the likelihood of any dependants suffering financially in
Tagged , , | Leave a comment

9 ways to boost your bottom line in 2010

The end of the 2009/10 financial year is already approaching, so now’s the time to examine your situation and ensure your finances are as tax effective as possible. Here are 9 ways to boost yourfinancial bottom line.

  1. Sacrifice your salary
Tagged , , , , , | Leave a comment